Storm damage, the wind, and excessive wear can all cause serious shingle damage on your roof. While replacing a small patch of shingles typically isn't a major job, finding the correct shingles to complete repairs may present problems - especially if your shingles are discontinued. Before deciding on a total roof rebuild, take a look at your shingling options.
File an Insurance Claim
When damage causes shingle loss, the easiest (and least expensive) option is to replace the individual pieces. But when those pieces aren't available, you may not have many choices. In some cases, homeowner's insurance will pay to re-roof if the shingles are discontinued.
However, homeowners shouldn't decide to file an insurance claim to replace your roof as a first choice. Unless your roof has substantial damage that is covered under your policy, attempting to file a claim for a re-roof may not equal a full payout. Depending on your policy and the specific issue, your insurance company may deny a discontinued shingle claim, which would waste your time and leave you with a leaky, unattractive roof for longer than you'd like.
Find a Close Match
A wide variety of roofing shingles are available. This includes an array of colors, textures, and styles. While the exact shingles on your roof may have gone out of production, that doesn't mean your roofing contractor can't find a potential match.
Instead of jumping in to a full re-roofing project, discuss the match possibilities with your contractor. Review samples and look for a color and style that looks similar to the existing shingles. Even though you might not find a perfect match, a few shingles that are almost like the other ones may not stand out from a distance.
Use Another Shingle Style
Some homeowners prefer function over form. If you aren't into your home's aesthetics, the shingles are in an almost hidden area, or you don't think anyone will notice a few off-color shingles, your choices are wide open. Foregoing a perfect color match can save you time and money.
But before you skip a match in favor of something that's less pricey (or less time-consuming to find), consider your resale options. Shingle roofs typically last between 20 and 25 years, depending on maintenance and environmental factors. If you plan on staying in your home for well over two decades, matching shingles for resale value isn't an issue. But if you want to sell your home before then, the mismatched shingles may turn off potential buyers.
Replace the Roof
What happens if you can't find a suitable match and you don't want to re-shingle the damaged space with an off option? Leaving a roof as-is (with missing shingles) exposes the layer underneath it to the elements, which leaves your roof open to leaks.
While replacing a roof is an added expense that you may not have budgeted for, a leaking roof can cause serious problems. The decking or wood sheathing under the shingles can rot and break down in the presence of water.
Also, if the water gets through to the attic, your home is at risk for further wood rot or mold growth. This can cause structural and health issues for your home and your family. When you're out of re-shingling options, or you can't accept the available choices, a roof replacement is necessary.
Along with the potential for water damage, also consider the age and state of the rest of the roof. An older roof that's nearing the end of its lifespan or one that has other problems is a candidate for a replacement. This makes the discontinued shingles a non-issue.
Do you have storm damage? Do you need replacement shingles or a replacement roof? Contact Carroll Roofing Company, Inc. for more information.